المخالفات المتعلقة بالمعاملات المالية في زنجبار أسبابها، وحلولها: دراسة تحليلية

Abstract

This research aims to study the Sharia violations occurring in financial transactions in Zanzibar, their causes, and solutions. It proposes practical solutions based on Sharia principles. The study discusses violations related to usury, including usury of loans, usury of excess, and usury of deferment, as well as currency exchange and the Sharia stance on falling into usury through its contracts. The research begins by presenting the fundamental concepts related to financial transactions, supported by evidence from the Qur’an, Sunnah, and scholarly opinions. It then seeks to clarify the Sharia rulings connected to each type of violation, in addition to outlining the causes of these violations and the Sharia-based solutions that can help avoid them. The study concludes with its findings and recommendations.