HASSAN SALUM, Nyejua; HAFIDH KHALFAN , Mohammed. CHALLENGES FACING ISLAMIC BANKING IN ZANZIBAR : A CASE OF AMANA BANK AND PBZ ISLAMIC BANKING DIVISION . ABDULRAHMAN AL-SUMAIT University Journal (SUJ), [S. l.], p. Page 10, 2023. DOI: 10.63104/suj.v.i.62. Disponível em: https://journal.sumait.ac.tz/index.php/data/article/view/62. Acesso em: 2 feb. 2026.